Interest-free installment payment
Interest-free Partial payment
Resurs Bank - Interest-free installment payment up to 36 months
See example below. The choice regarding how many months you want to pay in installments is given to you on the first invoice, approximately 30 days after the purchase.
|Credit amount (SEK)||10 000,00||10 000,00||10 000,00||10 000,00||10 000,00||10 000,00|
|Payment options||1 MONTH INTEREST-FREE||6 MONTHS INTEREST-FREE||12 MONTHS INTEREST-FREE||24 MONTHS INTEREST-FREE||36 MONTHS INTEREST-FREE||48 MONTHS|
|Credit interest rate [variable annual interest rate] (%)||0,00||0,00||0,00||0,00||0,00||16,68|
|Administration fee (SEK / month)||0,00||29,00||29,00||29,00||29,00||29,00|
|Setup fee * (SEK)||0,00||145,00||245,00||345,00||445,00||0,00|
|Effective interest rate (%)||0,00||9,88||10,58||9,97||9,73||24,45|
|Ordinary monthly amount ** (SEK)||10 000,00||1 696,00||862,00||446,00||307,00||318,00|
|Credit cost (SEK)||0,00||319,00||593,00||1 041,00||1 489,00||5 279,00|
|Total amount to pay (SEK)||10 000,00||10 319,00||10 593,00||11 041,00||11 489,00||15 279,00|
* Ev. Setup fee is paid the month after election.
The example assumes that the fees are unchanged throughout the credit period. Other ways of using the credit can lead to both a higher and lower effective interest rate. The effective interest rate is calculated in accordance with the Swedish Consumer Agency's guidelines.
According to the account terms, there may be a requirement for a minimum payment amount, which may result in a higher monthly amount than would otherwise be the case. In such cases, the repayment period is shortened instead. Resurs Bank credit checks the application in accordance with law. When collecting information from an external database, a copy of the information provided is obtained from the credit information company. Resurs Bank reserves the right to review. Bikemasters reserves the right that Resurs Bank may change terms. For any questions regarding an already paid credit, we refer to Resurs Bank.